PPO 2 Plan

PPO 2 Plan

– You pay a portion of the cost for your elected level of coverage
– You can choose your own doctor
– If you use a network provider, there is no deductible

HDHP

HDHP

– The District provides employee only medical coverage at no premium cost to you
– Freedom of choice when selecting in-network providers
– The District contributes $678.52 to your Health Savings Account (HSA)

Short Term Disability Insurance

Short Term Disability Insurance

Short-Term Disability provides you with weekly income replacement if you become disabled. Benefits can continue for each period of disability, but not beyond the maximum benefit period of 24 weeks. The minimum weekly benefit is 25% of your gross disability payment and the maximum benefit payable will not exceed 66⅔% of your weekly earnings.

Long Term Disability Insurance

Long Term Disability Insurance

This Long-Term Disability plan provides financial protection for you by paying a portion of your income while you are disabled. The amount you receive is based on the amount you earned before your disability began and the monthly benefit option that you chose. In some cases, you can receive disability payments even if you work while you are disabled.

Group Term Life/AD&D Insurance

Group Term Life/AD&D Insurance

Underwritten by The Standard Insurance Company, DCPS provides board-paid $10,000 Group Term Life and Accidental Death and Dismemberment (AD&D) insurance for all full-time benefit-eligible employees.

Life insurance provides your surviving family members with the funds to meet existing financial obligations, such as: unpaid medical bills, funeral expenses, mortgage payments and other debts (credit cards, car loans, etc.).

Unum Long-Term Care

Unum Long-Term Care

Long-Term Care (LTC) plans protect your savings in the event you need long-term care for an injury, illness or disability.

Plans provide a monthly benefit you select when you are in a nursing facility, an assisted living facility or receiving home health care.